Wondering if Vaser liposuction is covered by health insurance? The short answer is no, liposuction is not generally covered by private health insurance1https://www.healthdirect.gov.au/liposuction. Medicare does not typically cover cosmetic liposuction either2https://www.betterhealth.vic.gov.au/health/conditionsandtreatments/liposuction. In this article, we’ll cover everything you need to know about health insurance cover for liposuction in Australia, including the costs of liposuction, and liposuction alternatives if the surgery is not within your budget.

Is Liposuction Covered by Health Insurance?

Liposuction is not typically covered by health insurance. Health insurance in Australia is restricted to surgeries deemed medically necessary or that qualify as reconstructive rather than purely cosmetic.

In most cases, liposuction is a cosmetic procedure. While itโ€™s true liposuction can potentially improve the health of some individuals (like those with lipedema, for example), overall, the Australian health system does not view it as a medical necessity.

What is Covered by Health Insurance?

Procedures classified under the Medicare Benefits Schedule (MBS), which includes surgeries subsidised by the Australian Government, are more likely to be covered. These are typically surgeries required for medical reasons, not aesthetic preferences. For example, reconstructive surgeries post-cancer3https://www.ombudsman.gov.au/publications-and-news-pages/publication-pages/brochures-and-factsheets/factsheets/private-health-insurance/plastic-and-reconstructive-surgery or congenital anomalies are often covered.

What Surgeries Are “Medically Necessary”?

Comparing FRACS Surgeons, Plastic Surgeons & Liposuction Doctors

Surgeries like:

  • Cleft palate correction
  • Skin grafts
  • Scar treatments
  • Facial reconstructions
  • And necessary breast surgeries (such as post-mastectomy reconstructions) typically qualify.

If your desired surgery is listed on the MBS with a Medicare Item Number, there’s a better chance your private health insurer will contribute towards the costs.

Understanding the Extent of Coverage

The specifics of what your insurance covers can vary significantly. Some policies may cover the surgeon’s fees but not other costs associated with the surgery, such as hospital charges or anaesthetist fees. You’ll likely need to pay the difference for any part not covered.

Youโ€™ll also need to check if your health fund has agreements with specific hospitals, as going to a non-affiliated hospital could affect your coverage or increase out-of-pocket costs.

Special Cases and Leniency

Itโ€™s worthwhile discussing with your insurance provider if there are any special circumstances or leniency in your case. Some procedures, like significant liposuction, might be covered if they are part of a larger medical necessity or health journey.

Costs of Liposuction in Australia (2024)

Below is a basic guide to how much liposuction costs in Australia. However, these costs are an informational guide only. To get an accurate cost estimate, itโ€™s essential to speak with a professional liposuction doctor who will be able to tailor the quote to your specific needs.

Treatment Detail Price (AUD)
Vaser Liposuction 1 Area (base) Starting from $5,500
Vaser Liposuction Mega 1 Area (base) Starting from $6,600
Chin & Neck Liposuction Small/Medium/Large Starting from $5,000/$6,000/$6,600
Gynaecomastia (Male Breast Liposuction) Small Starting from $5,500

Read more: An Overview of Liposuction Types & Their Costs (2024)

Non-Surgical Liposuction Alternatives

If you are looking for targeted fat reduction and liposuction is not within your budget, a non-surgical liposuction alternative might be a solution. This includes:

  • CoolSculpting treatments, which can range from $600 to $1,200 per session.
  • Laser Lipolysisย might cost between $1,500 to $2,500 per area.
  • Ultrasound Lipolysis, Radiofrequency Lipolysis,ย andย Injection Lipolysisย generally fall within similar price ranges but will vary depending on the size of the area treated and the clinicโ€™s pricing structure.

While non-surgical liposuction is generally less expensive than Vaser liposuction, it often requires multiple treatments to achieve comparable results, which can add up in cost over time. Itโ€™s important for patients to consider both the immediate and total costs when deciding on a treatment plan.

Speak with the Experts at Levant Cosmetic Surgery

Deciding on cosmetic surgery is a significant step, impacting both your health and finances. It’s important to have a clear understanding of all your options to ensure you make the best choices for your situation.

For detailed advice and to explore potential payment plans, have a chat with the team at Levant Cosmetic Surgery. Weโ€™re here to guide you through your options in a way that’s clear and supportive.

It’s also a good idea to speak directly with your health fund to understand what’s covered under your policy and any possible out-of-pocket costs. This way, you’ll have all the information you need to make a well-informed decision.

Book a consultation with Levant Cosmetic Surgery today. We’re here to help you figure out the best path forward, tailored to your medical needs and financial circumstances.

Liposuction Health Insurance FAQs

Can liposuction be covered by Medicare?

Medicare coverage for liposuction is quite specific and generally limited to cases where the procedure is deemed medically necessaryโ€”such as part of a reconstructive surgery or for conditions that significantly impair your health. For purely cosmetic reasons, Medicare typically does not cover liposuction.

How much does liposuction cost in Australia?

The cost of liposuction in Australia can vary widely depending on several factors, including the extent of the area being treated, the specific technique used, and the clinic or surgeon you choose. Generally, prices might range from a few thousand to several thousand dollars. It’s a good idea to get a detailed quote from your surgeon that includes all expected costs.

Can you claim cosmetic surgery on private health insurance?

Whether you can claim cosmetic surgery on private health insurance depends on your policy. Most private health insurers cover procedures that are medically necessary, similar to Medicare. However, if the surgery is elective and purely for cosmetic reasons, it’s less likely to be covered. Check your policy details or speak directly with your insurer for specific information.

Can liposuction get rid of belly fat?

Yes, liposuction is designed to remove fat from targeted areas of the body, including belly fat. It can be an effective way to reduce areas where fat tends to accumulate and is difficult to lose through diet and exercise alone. Keep in mind, however, that liposuction is not a weight-loss solution or a substitute for healthy lifestyle choices.

If you’re considering liposuction or any cosmetic procedure, it’s important to discuss your goals and expectations with a qualified surgeon. They can provide advice tailored to your needs and help you understand all aspects of the procedure, including potential outcomes and aftercare.

 

References:

  • 1. https://www.healthdirect.gov.au/liposuction
  • 2. https://www.betterhealth.vic.gov.au/health/conditionsandtreatments/liposuction
  • 3. https://www.ombudsman.gov.au/publications-and-news-pages/publication-pages/brochures-and-factsheets/factsheets/private-health-insurance/plastic-and-reconstructive-surgery

Why Choose Levant Cosmetic Surgery?

Your Choice of Doctor:
Our highly skilled medical team consists of plastic surgeons, FRACS surgeons, and liposuction doctors, and it's your choice who you decide you want to operate on you.
Patient Satisfaction:
We strive to meet our patient's expectations and prioritise their safety and satisfaction with our services.
Fair and Transparent Pricing:
During your consultation you will be provided with transparent pricing and a detailed breakdown of the costs incurred for the treatment choices that align with your desired result outcomes.
Thorough Consultations:
Every consultation is comprehensive, giving you ample time to discuss your procedural options with your doctor and receive personalised patient information inclusive of potential risks, side effects, and complications.
Exceptional Post-Operative Care:
We perform your follow-up appointments with care as we believe your aftercare is as crucial as the procedure itself. Your recovery will be guided by your doctor in collaboration with our post-operative nursing team.
24-Hour Doctor Assistance:
For any concerns or queries post-surgery our doctors are available 24-hours including after hours for their patients. In the event of a medical emergency, please call 000.
This patient of @dr_chris_lee had VASER liposuction to her neck. These are her results at 6 weeks. 

Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from a qualified health practitioner.

Results, recovery & potential complications will vary for each individual patient. Read more here:
https://www.levantcs.com.au/risks-and-recovery/

Photos & videos featured are not a guarantee that your results will be the same & do not guarantee a particular surgical outcome.
Content on our Instagram page is published with the consent of our patients.
The content featured is general in nature and does not constitute medical advice.
Images taken immediately post-operatively may not reflect final results.

Surgery performed by Dr Christopher Lee AHPRA MED0000947000, General Registration

If you have any questions, please contact us at:

- 1300 323 772 option 2 (for Canberra)
- canberra@levantcs.com.au
- Suite 3, Level C, Canberra Specialist Medical Centre, 1 Broula St, Bruce, ACT.
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#vaserliposuction #liposuction #360lipo #abdoliposuction #fatgraft #fattransfertobreasts #fattransfertobuttocks #cosmeticsurgery #canberraclinic #levantcosmeticsurgery #Canberra #Sydney #Melbourne #Brisbane #Perth #Darwin
This patient of @dr_chris_lee had VASER liposuction to her inner thighs. These are her results at 6 weeks.

Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from a qualified health practitioner.

Results, recovery & potential complications will vary for each individual patient. Read more here:
https://www.levantcs.com.au/risks-and-recovery/

Photos & videos featured are not a guarantee that your results will be the same & do not guarantee a particular surgical outcome.
Content on our Instagram page is published with the consent of our patients.
The content featured is general in nature and does not constitute medical advice.
Images taken immediately post-operatively may not reflect final results.

Surgery performed by Dr Christopher Lee AHPRA MED0000947000, General Registration

If you have any questions, please contact us at:

- 1300 323 772 option 2 (for Canberra)
- canberra@levantcs.com.au
- Suite 3, Level C, Canberra Specialist Medical Centre, 1 Broula St, Bruce, ACT.
.
.
#vaserliposuction #liposuction #360lipo #abdoliposuction #fatgraft #fattransfertobreasts #fattransfertobuttocks #cosmeticsurgery #canberraclinic #levantcosmeticsurgery #Canberra #Sydney #Melbourne #Brisbane #Perth #Darwin